Attract customers by taking business ‘online’
Flexible funding solutions to help you:
- Invest in your website and online capabilities
- Optimise touchless digital interactions
- Improve customer experience and satisfaction
Flexible business funding to get you online sooner
Aussie pub, restaurant and café owners have shown true resilience and flexibility through incredibly tough times. That’s why at Prospa we’re proud to have helped hundreds of them with funds to streamline sales processes, stand out from competitors and boost customer loyalty.
Sharpen your approach with no-nonsense business lending from Prospa up to $500K. It takes just 10 minutes to apply online and funding is possible in 24 hours if you’re approved. What are you waiting for?
Prospa Small Business Loan
- Borrow from $5K up to $150K as a lump sum over a fixed term of up to 36 months.
- Minimum $6K monthly turnover and minimum trading history periods apply.
- Great for managing cash flow, buying stock and equipment, or covering unexpected expenses.
Prospa Business Loan Plus
- Borrow from $150K up to $500K as a lump sum over a fixed term of up to 36 months.
- Minimum $1 million annual turnover and 3 years trading to apply.
- Often used for funding growth, renovations and refits, or equipment purchases.
Prospa Business Line of Credit
- Get ongoing access to funds up to $150K and only pay interest on the funds you use.
- Minimum $6K monthly turnover and minimum trading history to apply.
- Ideal for managing cashflow and unexpected expenses.
Prospa Small Business Loan
- Borrow from $5K up to $150K as a lump sum over a fixed term of up to 36 months.
- Minimum $6K monthly turnover and minimum trading history periods apply.
- Great for managing cash flow, buying stock and equipment, or covering unexpected expenses.
Prospa Business Loan Plus
- Borrow from $150K up to $500K as a lump sum over a fixed term of up to 36 months.
- Minimum $1 million annual turnover and 3 years trading to apply.
- Often used for funding growth, renovations and refits, or equipment purchases.
Prospa Business Line of Credit
- Get ongoing access to funds up to $150K and only pay interest on the funds you use.
- Minimum $6K monthly turnover and minimum trading history to apply.
- Ideal for managing cashflow and unexpected expenses.
Talk to a business lending specialist
Talk to a business lending specialist
Talk to a business lending specialist
Talk to a business lending specialist
Talk to a business lending specialist
Cashflow or Growth. We help hospitality businesses with both!
As a business owner, you know that cash flow can play a vital role in your business’s day-to-day. Plus, there are times when you might need funds to invest in your business to take it to the next level.
Whether you’re a café, restaurant, pub or other hospitality provider, talk to Prospa about our flexible funding options. We can help you apply for the right option for your business’s needs – whatever they may be.
Whether you’re a café, restaurant, pub or other hospitality provider, talk to Prospa about our flexible funding options. We can help you apply for the right option for your business’s needs – whatever they may be.
- Equipment. A new oven, a commercial fridge, a deep fryer – these things don’t always come cheap. Upgrade and enjoy the efficiencies.
- Expanding. Move to a bigger location, expand your current location or take on another site. Growth doesn’t have to stop here.
- Marketing. Create awareness, foster loyalty and acquire more clients through advertising, building a website or investing in social media.
- Pay wages and suppliers. Pay suppliers on time, cover staff wages, hire casuals during busy periods, pay for training.
- Remodelling. A lick of paint, some new outdoor furniture or a full location refit, your business office has never looked so amazing.
- And more. Having hassle-free access to funding can help give hospitality business owners the freedom to move quickly.
Awards, thanks to you
It’s nice to know we’re doing something right.
| Year | Award | Category |
|---|---|---|
| 2023 | FINNIES | Finalist, Excellence in Business Lending |
| 2023 | FINNIES | Finalist, Best Workplace Diversity |
| 2023 | MFAA | Finalist, State Fintech Lender of the Year |
| 2022 | Work180 | Endorsed Employer |
| 2022 | Great Place to Work | Certified |
