Attract customers by taking business
‘online’

Flexible funding solutions to help you:

  • Invest in your website and online capabilities
  • Optimise touchless digital interactions
  • Improve customer experience and satisfaction

Apply Now Talk to a hospitality lending specialist

Flexible business funding to get you online sooner

Aussie pub, restaurant and café owners have shown true resilience and flexibility through incredibly tough times. That’s why at Prospa we’re proud to have helped hundreds of them with funds to streamline sales processes, stand out from competitors and boost customer loyalty.

Sharpen your approach with no-nonsense business lending from Prospa up to $300K. It takes just 10 minutes to apply online and funding is possible in 24 hours if you’re approved. You just need a minimum of 6 months trading to apply.
What are you waiting for?

Small Business Loan

Quick access to a lump sum to cover one-off expenses or invest in your business.

  • Borrow between $5,000 and $300,000
  • Fixed term between 3 and 36 months
  • No repayments for the first 4 weeks now available
  • Flexible repayments and early payout available
  • Fast decision and funding possible in 24 hours
  • Minimum 6 months trading to apply
  • No asset security required upfront to access Prospa funding up to $150K
  • Interest rates based on your business circumstances

Business Line of Credit

Ongoing access to funds to cover unexpected cash flow gaps
and keep your business moving.

  • Facility limit between $2,000 and $150,000
  • Renewable 24-month term
  • Only pay interest on what you use
  • Fast decision and funding possible in 24 hours
  • Minimum 6 months trading to apply
  • No asset security required upfront to access Prospa funding up to $150K
  • Interest rates based on your business circumstances

Talk to a business lending specialist

Leave your details below and one of our Business Lending Specialists will get in touch to help you find a solution that matches your needs.

Cashflow or Growth. We help hospitality businesses with both!

As a business owner, you know that cash flow can play a vital role in your business’s day-to-day. Plus, there are times when you might need funds to invest in your business to take it to the next level.

Whether you’re a café, restaurant, pub or other hospitality provider, talk to Prospa about our flexible funding options. We can help you apply for the right option for your business’s needs – whatever they may be.

Equipment. A new oven, a commercial fridge, a deep fryer – these things don’t always come cheap. Upgrade and enjoy the efficiencies.


Expanding. Move to a bigger location, expand your current location or take on another site. Growth doesn’t have to stop here.


Marketing. Create awareness, foster loyalty and acquire more clients through advertising, building a website or investing in social media.

Pay wages and suppliers. Pay suppliers on time, cover staff wages, hire casuals during busy periods, pay for training.


Remodelling. A lick of paint, some new outdoor furniture or a full location refit, your business office has never looked so amazing.


And more. Having hassle-free access to funding can help give hospitality business owners the freedom to move quickly.

Resources for the Hospitality industry

Want to upgrade POS or boost your online presence? Need tips on managing suppliers?
Get a taste of how other businesses tackle challenges and opportunities in hospitality
and a range of other industries too.

Visit our Blog or subscribe to our Newsletter.

I wish someone had told me that… Danny Crichton, Lucky Bat Cafe & Pizzeria

14 October 2020 | 5 min read

Danny Crichton and Justin Schmidt’s business started out as a single pizza oven. Now they’re masters in growing a business and building a loyal customer base.

View more

How sustainability and hospitality can (and should) go hand in hand

18 March 2021 | 6 min read

3 cafe owners share their tips for sustainable hospitality, including reducing takeaway cup use and getting customer support.

View more

Use Instagram to promote your hospitality business

12 August 2018 | 3 min read

Social media is a vital marketing tool for any business owner today especially in the hospitality industry. Here’s how Instagram can earn you customers.

View more

Why Prospa? Because we believe in small business.

No more compromising or missed opportunities with Prospa by your side. Apply to access funds for growth and cash flow support in a fraction of the time and without all the fuss. It’s what we do.

Australia’s #1 online lender to small business.

Get in touch today.

Apply now

“We chose Prospa over a traditional bank because they understand what it’s like to be a small business. They understand that we are individuals competing in a very competitive world."

Brian Holding
Beach Almond Restaurant, QLD

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Fintech Australia Prospa

*No repayment period available to approved customers who settle a new or refinanced Prospa Small Business Loan. Approved customers can elect to take an optional initial no repayment period of between 1 to 4 weeks from the loan settlement date, during which interest will accrue but no repayments will be required. Total loan repayment term will be extended by the time equal to the selected no repayment period (1 to 4 weeks) and interest will accrue from the loan settlement date until the end of the term. Interest that accrues on the loan during the no repayment period is capitalised and included in the total interest expense, and forms part of the regular fixed daily or weekly principal and interest repayments due on each payment date following the end of the no repayment period. Not available to refinance an existing Prospa loan that is within a no repayment period at the time of application. Product settings may be amended or withdrawn without notice.