Business Loans

Get fast access to business finance to support your cash flow and business growth.

  • Borrow from $5K to $500K
  • 12 – 36 month loan terms
  • Funding possible in 24 hours
  • No property security required upfront to access Prospa funding up to $150K

01

Apply online in under 10 minutes

For a loan, you'll need your recent trading figures to refer to. If you're signing up for our Business Account, have your ID documents handy.
02

Get a same-day decision

Apply for a loan and you'll get a decision within a business day - often just a few hours. We'll reach out to explain the process and answer any questions you have.
03

Access your funds

Once your loan is approved, the funds are automatically transferred and could be in your account as soon as the next business day.
01

Apply online in under 10 minutes

For a loan, you'll need your recent trading figures to refer to. If you're signing up for our Business Account, have your ID documents handy.
02

Get a same-day decision

Apply for a loan and you'll get a decision within a business day - often just a few hours. We'll reach out to explain the process and answer any questions you have.
03

Access your funds

Once your loan is approved, the funds are automatically transferred and could be in your account as soon as the next business day.

A team of Business Lending Specialists

We'll work with you to get the funds you need with same day decision and funding possible in hours.

Why Prospa?

We’re here to help make business happen with lending products designed to fund growth and support cash flow.

Flexibility

Fast application and decision, and funding possible in 24 hours on flexible options up to $500K.

Support

Locally focused BDMs backed by a team of dedicated Business Lending Specialists who get to know your client’s business.

Confidence

Join thousands of Aussie small businesses who thrive with the support of Australia’s #1 online lender to small business.

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

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Awards, thanks to your support

It’s nice to know we’re doing something right

Year Award Category
2023 Great Place to Work Recognised as one of the Top 20 Best Workplaces
2023 Great Place to Work Certified
2023 The Adviser Magazine's Product of Choice: Non-Banks Survey Winner, SME under $250K Loan of Choice
2023 The Adviser Magazine's Product of Choice: Non-Banks Survey Winner, SME over $250K Loan of Choice
2023 Contact Centre Magazine Winner, Top 100 Influencers in the Contact Centre Industry

See more awards