AI Engineer – Applied Research

Best place to work Australia

Location: Sydney

At Prospa, we exist to unleash the potential of small business. We are building the future of small business and simplifying cashflow by building a leading platform that helps customers make payments, fund growth and reduce admin. Join us!

The role

 As an AI Engineer at Prospa, you’ll join our Data and AI delivery team to proactively leverage AI—particularly GenAI and Agentic AI workflows—to enhance products, streamline operations, and elevate customer experiences. You’ll identify disruption risks, deliver high-impact AI solutions with an 80/20 mindset, and amplify the capabilities of those around you. This role blends rapid execution, strategic thinking, and cross-functional collaboration to achieve measurable results.

What you’ll be doing

 AI-Powered Innovation

  • Rapidly prototype and deploy AI/ML and GenAI solutions to enhance lending, onboarding, and customer support processes
  • Identify and evaluate emerging AI trends to uncover opportunities and mitigate risks to Prospa’s business model
  • Develop high-value, reusable AI solutions with minimal effort, prioritizing impact over perfection

 Strategic Execution

  • Collaborate with product, data, and engineering teams to integrate AI into existing systems and workflows
  • Lead proof-of-concept projects to test and validate AI-driven business opportunities
  • Deliver measurable outcomes that align with Prospa’s FY26 strategic goals

Team Amplification

  • Coach and upskill cross-functional teams to leverage AI effectively
  • Translate complex AI concepts into clear, actionable insights for non-technical stakeholders
  • Foster a culture of experimentation, adaptability, and continuous learning

Graph Networks & Knowledge Graphs

  • Maintain and enhance a Customer Financial Profile knowledge graph
  • Apply heterogeneous GNNs (GraphSAGE/GAT/R‑GCN) for risk, propensity and anomaly detection
  • build Graph‑RAG retrieval to ground LLM reasoning for pre‑approvals and dynamic credit-on-tap

Summarisation for Decisioning

  • Ship structured, auditable summaries (Financial Brief, Cash‑Flow Outlook, Risk Snapshot) using tool‑augmented LLMs
  • Produce offer rationales and next‑best actions for customers and agents with automated factuality checks against the graph

LLM Optimisation

  • Ship structured, auditable summaries (Financial Brief, Cash‑Flow Outlook, Risk Snapshot) using tool‑augmented LLMs
  • Produce offer rationales and next‑best actions for customers and agents with automated factuality checks against the graph

What you’ll need to succeed

The Foundation

  • A natural at using AI to boost productivity and achieve results faster and better than competitors.
  • Experienced in developing and deploying AI/ML or GenAI solutions in production (Python, TensorFlow, PyTorch, LangChain, SQL, AWS/Azure).
  • Quick learner who adapts fast, executes efficiently, and finds a way to deliver 80% impact with minimal effort.
  • Hungry for value, achievement, and results, with a knack for spotting high-impact opportunities.
  • Collaborative, with strong communication skills to inspire and align technical and non-technical teams.
  • Passionate about coaching others to amplify their impact through AI.

Bonus points for

  • Background in financial services or fintech.
  • Familiarity with agentic AI systems or orchestration frameworks.
  • Knowledge of data engineering or MLOps practices.

Don’t let a confidence gap get in the way of submitting your application.

What we offer:

As a busy grow getter, our benefits are here to help you be unstoppable in your mission. Whether it’s a lofty career goal, investing in your family, saving the planet or simply feeling fulfilled:

  • Growth: There’s something for everyone including learning days, a learning allowance, leadership programs, CliftonStrengths workshops, digital learning, and biannual companywide learning weeks.
  • Wellbeing: Think fitness initiatives, seasonal programs (including flu shots, massages, skin checks, wellness classes), additional “Me Days” and access to holistic EAP coaching.
  • Lifestyle: Find your fit with flexible working options, top notch office facilities and diverse remote/ travel work options. You can also purchase additional leave and take up to 18 weeks paid parental leave.
  • Impact: Join a business that cares and is recertified as carbon neutral. And you can tap into volunteer days, our partnership with Kiva and join a range of employee resource groups.

Why Prospa?

We’re proud to be a certified Great Place to Work and recognised as a Best Workplace for Women, Best Workplace in Technology, and Best Workplace in Australia. We embrace diversity in people and ideas, fostering a collaborative, inclusive, and respectful environment where we celebrate who you naturally are.

Don’t just take our word for it, check out Prospa’s culture code to see it for yourself.