Business Lending

Find tailored lending solutions to meet your business goals

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Business Lending

Meet Australia’s #1 online lender to small business and find out for yourself why Prospa has maintained a 4.9/5 TrustScore from over 29,400 happy and prosperous clients. We put our clients first with tailored business lending solutions that help you achieve the dreams and goals you have for your small business.

Prospa small business financing options start with loans of $5,000 and extend up to $150,000. Applying is fast and easy with our 10 minute online form and a decision is usually received within the hour. Approved clients normally receive the funds they have been approved for in 24hrs or the next business day.

How can we help you to build and expand your small business?

Prospa is the place small businesses go to get the boost they need to really grow. No matter what type of business you have or why you might be looking for finance, Prospa is here to help.

  • Premises renovations
  • Hardware and software upgrades
  • Advertising and rebranding
  • New appliances

Financing over $1.65 billion in business loans, Prospa has already helped thousands of Aussies get the most from their business finance. We tailor your finance experience to ensure your business is always first.
No asset security required upfront to access Prospa funding up to $150,000. We don’t penalise our clients for early payouts which means you maintain control of your small business finance. Repayment options are developed by your lending consultant to ensure you maintain cash flow friendly terms.
Start your application process today with a fast and easy online application. Let us help you secure prosperity.

Why Prospa? It’s today’s way to borrow.

No more compromising or missed opportunities with Prospa by your side. With hassle-free application, this time tomorrow you could have access to funds for growth and cash flow support. It’s just what we do.
We’re Australia’s #1 online lender to small business.

Choice

Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours.

Support

Talk to real people. Business Lending Specialists who are focused on getting you what you need, sooner.

Confidence

Thousands of small businesses have borrowed from Prospa so far.
You could benefit too.

Trustpilot

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

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How our customers have put their funds to work

Read Customer Stories
Randi Thraves
Smokin Hot 'N Saucy Barbecue

"Prospa helped us again when banks said no, and we were able to continue on.”

Urban Jungle Studios Testimonial
Dean Taylor
Urban Jungle Studios

“Prospa has given me the confidence that the business has got the capital behind it to make decisions.”
Stoned Crystals Testimonial
Ashley and Jeremy
Stoned Crystals

“This new type of funding that Prospa does really is a gamechanger for small companies."

Awards, thanks to your support

It's nice to know we're doing something right

Year Award Category
2024 Work180 Recognised by WORK180 as one of Australia’s top 101 workplaces for women
2023 Great Place to Work Recognised as one of the Top 20 Best Workplaces
2023 Great Place to Work Certified
2023 The Adviser Magazine's Product of Choice: Non-Banks Survey Winner, SME under $250K Loan of Choice
2023 The Adviser Magazine's Product of Choice: Non-Banks Survey Winner, SME over $250K Loan of Choice

See more awards