Bring your business
dreams to life


Business loans with no repayments until 6 January 2019*

Get Started

Bring your business dreams to life


Business loans with no repayments until 6 January 2019*

Get Started

Fast, easy access to finance

Growth opportunities and unexpected challenges pop up when you’re running a business. So, when it comes to having access to extra funds, timing makes all the difference.

We offer loans of $5,000 to $250,000 with funding possible in 24 hours*, and flexible, cash flow friendly repayments. Funds can be used for any business purpose, and no security is required to access up to $100,000.

Check our qualifying criteria

If your business has a turnover of more than $6,000 per month and can demonstrate 6 months of trading for a new business, or 3 months if you’ve purchased an existing business, we can help you.

Your vision is our mission

Download our eBook to find out why more small businesses are turning to alternative lenders like Prospa.

Prospa. Australia’s #1 online lender to small business

Advanced security

We use industry-recognised encryption standards and we’re ISO 27001 certified for our commitment to customer privacy.

Trusted by over 18,000 businesses

We’ve already helped thousands of small businesses access the funds they need to grow.

World-class customer satisfaction

We’re backed by a Net Promoter Score of +77 and are ranked #1 in the money category on independent review site, Trustpilot.

Over $920m in small business loans

We’ve supported Australian businesses with more than $920 million and counting.

Kickstart your dreams

Apply in 10 minutes

Same-day approval

Funding possible in 24 hours

What you need to have ready

For loans up to $100,000

– Your Driver Licence number
– Business ABN
– BSB and account number of your main trading account

Need more than $100,000?

You’ll also need some basic financial statements so we can evaluate the health of your business and see what kind of repayments your business can manage without stress.

Ready to apply?

Get started below, or call one of our friendly team today on 1800 989 682. We’re there to help.

Get Started

“It was completely different from dealing with a bank. The very next day I got a phone call saying ‘I’ve got good news, you’ve got your money!’, and that led to my export deal!”

Nyoli Scobie, Owner
Truly Tea, NSW

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Get started with a Prospa
small business loan

We use real-time business data to get you qualified in minutes. There is no obligation to proceed.

*Terms and Conditions: Deferred payment offer is available for new and existing customers. For business loans settled between 11 November 2018 and 16 December 2018 inclusive, no loan repayments required from the loan settlement date to 6 January 2019 (inclusive); loan repayments begin on Monday 7 January 2019. Total loan repayment term will be extended by the period of time equal to your loan payment deferral; offers not available to partner loans on a partner red-hot offer rate; not valid in conjunction with any other offer; offer may be withdrawn without notice; standard approval criteria and terms and conditions apply.