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How do repayments work?

Right from the start you will know your total repayment amount and the date of your final payment.   To help you avoid missing repayments we offer repayments that fit in with your cash flow [...]

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What is your early repayment policy?

You can choose to repay the entire amount of your loan early at any time. If you choose to repay your entire loan early, Prospa will provide you with a discount on the remaining interest that is [...]

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What are the fees?

There are no hidden fees for our business loans, and you’ll know exactly how much you need to pay and when from day one. There’s no compounding interest, no penalties for early repayment and no [...]

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How much can I borrow?

The total amount of your loan will depend on the specific circumstances of your business. We consider a variety of factors to determine the health of your business and based on this information, [...]

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How fast will I get the money?

If you apply before 4pm on a business day and your application is approved, it is possible to have money in your account the next business day.

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How fast will I get a decision?

We can often provide a response in one hour – as long as you apply during standard business hours and allow us to use the advanced bank verification system link to instantly verify your bank [...]