Business Overdraft

Prospa has helped over 29,400 clients across Australia with their business overdraft by providing short term business loans designed to help their businesses grow and expand. We have funded over $1.65 billion and maintained a 4.9/5 TrustScore by ensuring that our clients and their businesses come first.

Maintain your business overdraft with a fast and efficient short term business loan for between $5,000 and $150,000. Our repayment terms are cash flow friendly and we do not impose penalties or charges on early payouts on your loan amounts.

Prospa is about helping to make your business successful. Unlike the big lenders and banks, Prospa focus on helping your business to succeed by providing flexible and client focused service and terms.
Short term business loans from Prospa are the flexible way to maintain your business growth. Use your business loan to realise your dreams for your company.

  • Stock up ahead of peak sales time.
    Ensure your stock levels will cope with peak sales periods and get your stock in on time.
  • Renovate and expand.
    Is your business struggling with space? Are you thinking of expanding over dual premises or moving into a larger commercial space?
  • Investing in capital or updating your equipment.
    Ensure that you are one step ahead of the competition with the latest machinery and equipment.

Applications can be made online and usually take about 10 minutes to complete. Online approvals are usually sent within the hour and the funds can be transferred 24 hrs later.

Apply online today or call one of our friendly service consultants to learn how Prospa can help you and your business to grow.

Why Prospa? It’s today’s way to borrow.

No more compromising or missed opportunities with Prospa by your side. With hassle-free application, this time tomorrow you could have access to funds for growth and cash flow support. It’s just what we do.

We’re Australia’s #1 online lender to small business.

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Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours.

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Talk to real people. Business Lending Specialists who are focused on getting you what you need, sooner.

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Thousands of small businesses have borrowed from Prospa so far.
You could benefit too.

Or call us at 1300 882 867. Our team is available to support you.

“Prospa has been really good for me. They’ve kept me in business, as opposed to maybe finding it too hard and deciding I was going to give it up or sell.”

Julie Wallace
Verdaflore, NSW

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