Product Manager - Capital Products

Location: Sydney

We’re a passionate team of brilliant achievers, and together we’re using technology to take the small business finance industry next level. Our mission is to keep small businesses moving – with smart cash flow solutions right when they need them. Supporting them through ups and downs. Making their lives easier. Helping them Prosper.

The role

At Prospa we bring together the best capabilities across Finance and Technology to develop impactful products that simplify small business cash flow. The Strategy and Commercial Product team is at the forefront of shaping Prospa’s future vision, product roadmap and growth strategy.

You will manage pricing and commercial strategies for Prospa’s Business Loan and Line of Credit products to improve our competitiveness and drive growth. You will also support in enhancing our value proposition and support the development of future capital products. 

What you will be doing

  • Manage product commercial settings and P&L
  • Monitor the performance of Prospa’s lending portfolio and identify and drive actions to manage customer and business outcomes
  • Enhance reporting, analysis, commentary and insights that support effective decisions on product pricing
  • Enhance the value, resilience and competitiveness of Prospa’s capital products via a deep understanding of our products and their place in the market
  • Collaborate with other Product and Go-To-Market teams to develop commercial plans and identify opportunities to close gaps / exceed plans
  • Collaborate with Risk and Finance to manage and balance customer, risk, and commercial outcomes.

What you’ll need to succeed

  • Demonstrated expertise in product management, including experience with lending products
  • Highly customer-centric thinking, with a strong focus on customer needs and experiences
  • Excellent analytical skills and the ability to use qualitative and quantitative inputs to support decision making and drive strategy
  • Commercial management with experience in pricing, financial modelling and P&L management will be an advantage.   
  • Excellent stakeholder engagement, influencing and relationship-building skills
  • Strong organisational and analytical abilities.
  • You’re a problem solver who is motivated by a challenge

 Don’t let a confidence gap get in the way of submitting your application. We’d love to hear from you and see if this could be a great match.

What we offer

  • A highly competitive incentive scheme
  • Flexible ways of working
  • Seasonal programs (think free days off, themed events, swag, massages, coffee carts…)
  • Team and companywide social events
  • Volunteer leave & paid parental leave
  • Career development opportunities & study assistance
  • A chance to be a part of one of Australia’s fastest scaling tech organisations

Why Prospa?

We embrace diversity in our people and our thinking and provide a collaborative, inclusive, innovative and respectful environment. We celebrate who you are and actively provide our employees the same great experience we provide our customers.

It’s super exciting every day. Always moving. Always something new around the corner. And we’ve only just cracked the surface.

Open the door. Feel the buzz. Want in?