Credit Analyst


We’re a passionate team of brilliant achievers, and together we’re using technology to take the small business finance industry next level. Our mission is to keep small businesses moving – with smart cash flow solutions right when they need them. Supporting them through ups and downs. Making their lives easier. Helping them Prosper.

The role

You will be responsible for evaluating the credit worthiness of applicants to determine if they qualify for our small business loans and working capital solutions.

 What you will be doing

  • Coordinating the underwriting of new small business loan applications.
  • Review credit reports and background reports to determine degree of risk involved with providing small business loans.
  • Analyse bank statements, credit card processing statements and business financial reports.
  • Conduct phone interview with loan applicant.
  • Document paperwork and relay information to inside funding representatives.
  • Recommending approval or decline based on specific criteria and stipulations.

What you'll need to succeed

  • Previous underwriting/ credit experience
  • Familiarity with personal and company credit reports, ASIC searches, and other various background information.
  • Strong analytical and creative problem solving skills
  • High attention to detail, accuracy, and ability to follow processes.
  • Ability to interact professionally with management, sales, and business owners.
  • Experience in a high-pressured environment working to deadlines.
  • Outstanding written and verbal communications skills

Don’t let a confidence gap get in the way of submitting your application. We’d love to hear from you and see if this could be a great match.

What we offer

  • Bonuses & stock options
  • Flexible ways of working
  • Winter @ Prospa (think free days off, themed events, swag, massages, coffee carts…)
  • Team and companywide social events
  • Volunteer leave & paid parental leave
  • Career development opportunities & study assistance
  • A chance to be a part of one of Australia’s fastest scaling tech organisations

Why Prospa?

We embrace diversity in our people and our thinking and provide a collaborative, inclusive, innovative and respectful environment. We celebrate who you are and actively provide our employees the same great experience we provide our customers.

It’s super exciting every day. Always moving. Always something new around the corner. And we’ve only just cracked the surface.

Be a master of your own destiny. Open the door. Feel the buzz. Want in?