Commercial Loan
- Commercial funding options up to $500,000
- Fast decision and funding possible in 24 hours
- No asset security required upfront to access Prospa funding up to $150,000
- Apply online in just 10 minutes
Grow your business with a commercial loan
Prospa is more than just your average lender. Our commercial loans have already helped tens of thousands of local Australian businesses to maintain their cash flow and concentrate on building their opportunities for growth and long-term stability.
Commercial finance options for:
- Managing staff during peak periods
- Expansion or renovations
- Capital purchases
- Payroll support
- Marketing campaign or rebrand
We will help you assess your business potential
Prospa Small
Business Loan
- Borrow from $5K up to $150K as a lump sum over a fixed term of up to 36 months.
- Minimum $6K monthly turnover and minimum trading history periods apply.
- Great for managing cash flow, buying stock and equipment, or covering unexpected expenses.
Prospa Business
Loan Plus
- Borrow from $150K up to $500K as a lump sum over a fixed term of up to 36 months.
- Minimum $1 million annual turnover and 3 years trading to apply.
- Often used for funding growth, renovations and refits, or equipment purchases.
Prospa Business
Line of Credit
- Get ongoing access to funds up to $150K and only pay interest on the funds you use.
- Minimum $6K monthly turnover and minimum trading history to apply.
- Ideal for managing cashflow and unexpected expenses.
01
Apply online in under 10 minutes
02
Get a same-day decision
03
Access your funds
01
Apply online in under 10 minutes
02
Get a same-day decision
03
Access your funds
Why Prospa? It’s today’s way to borrow.
We’re Australia’s #1 online lender to small business.
Choice
Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours.
Support
Talk to real people. Business Lending Specialists who are focused on getting you what you need, sooner.
Confidence
Thousands of small businesses have borrowed from Prospa so far.
You could benefit too.
Talk to a business lending specialist
Talk to a business lending specialist
Talk to a business lending specialist
Talk to a business lending specialist
Talk to a business lending specialist
Customers making it happen with a Prospa loan
Read Customer Stories
FAQs
Frequently asked questions
Using a commercial loan calculator, you can get an at-a-glance idea of how a lump sum cash injection or access to a Business Line of Credit could help your business to prosper and thrive. Small Business Loans with Prospa help to provide you with peace of mind, covering short-term cash flow set backs, assisting with updating equipment or your premises, purchasing urgent stock replenishments, covering costs for your suppliers.
We’re investing in your business so we want you to grow and succeed. We’re not like all the other commercial lenders. Prospa is about helping your business to really succeed. We have already lent over $1.65 billion to local business throughout the country and provided ongoing specialist support to our clients to keep their momentum going.
Business loans with options such as access to an overdraft facility could help you to manage fluctuations throughout seasonal changes, or boost your staff numbers in a hurry to cover peak periods or fast business growth. Whatever your business needs to grow, Prospa’s business finance options can help.
With cash flow friendly repayment options, we’ll work with you to arrange the best terms for your small business finance.
We offer business loans of up to $150,000. No asset security required upfront to access Prospa funding up to $150,000. Decision is quick and simple, and once approved funding is possible in 24 hours or one business day.
Our team of commercial finance brokers are interested in supporting your business and helping it to grow. Our commercial loan products are designed to support your business growth so your dedicated loan specialist will discuss with you the best terms and repayment options for you. Terms from between 3 – 24 month. No asset security required upfront to access Prospa funding up to $150,000.
Apply online today or speak with someone from our team of friendly finance brokers about how Prospa could help your business thrive.
